One Month, No Unnecessary Spending. Period.
In our family, I control the finances. By control, I mean, I pay the bills and make sure we have enough money in our account to cover our spending. Lately, I haven't wanted to log into our bank account to get a sense of our money flow. In translation that boils down to, we haven't been doing the best job managing our money. The biggest problem for me is that we've been unconsciously spending the past couple of months.
Going out to eat? Sure, what time should we meet? Where do you want to go?
Nights out with friends, I'll be there.
Stop by Anthropologie, oh that dress on clearance sure is a great deal.
Anthropologie is right next door to Target. Just a quick run in for dishsoap and leave with clothes for the girls, not to mention a bag or two of non essentials.
Cupcakes after lunch, why not, the bakery is just steps away.
Pop by the farm stand, leave $40 lighter.
Books from the Scholastic book club flyer, ah pick out a few books.
A new table for our kitchen would be awesome, let's just to to IKEA and buy one, it's a great price. A cartload of other stuff later, we had our new table.
Stockings to go with my dress for the wedding, I'll just stop by the coffee shop for a tea after.
I know deep down, when I avoid logging into the bank account, I need to reel things in for us in the spending department. As of Sunday, we are trying to go for one month with no unnecessary spending. J's first inquiry was if I considered beer a necessity or not? Now, I don't consider beer a necessity, but I also realize he loves a six pack on the weekends. I'm not going to take that away. It's more avoiding the thrift store or used book store. It's those nonchalant walks to our local coffee shop as a special treat instead of just having something at home. All those tiny moments, just stopping by here or there, that rolls into one big chunk of change which affects our ability to save money. I want to save money every month and right now, we aren't doing that. Sigh.
The beauty of where we live is that there are hundreds of ways to recreate for free. Right in this moment, I couldn't name one item from a store like Target that I absolutely NEED. Not one. The deal is there is no scrimping in the food department, we will shop like we always do, definitely picking up items that are on sale for the week. I've vowed to bake a bit more at home for the girls, which I love doing anyway. I know for a fact we have plenty of toilet paper, paper towels, dish soap, laundry detergent, and even a new dish brush (see IKEA mention) so there are no excuses to just stop into Target. Feeling well stocked seems like the best time to try to pull this off, especially with the holidays looming.
Sunday October 16th - Sunday November 13th are the dates we've committed to. I will update weekly on how the journey is going. My goal is to put a few hundred in savings come Nov 15th. Watching our savings account grow is way sexier than any clearance item from Anthropologie. Maybe I need to put that on a post-it note on my bathroom mirror.